Business owners across New York, New Jersey, Florida, and Texas are finding it increasingly difficult to secure financing from traditional banks. Longer approval timelines, stricter underwriting, and limited flexibility have made bank loans harder to obtain — even for profitable businesses.
As a result, many business owners are turning to commercial capital loans designed to support growth while maintaining predictable cash flow.
At Bizy Payment Solutions, we partner with Newtek, a nationally recognized commercial and SBA lender, to help businesses access compliant, transparent capital solutions tailored to today’s lending environment.
What Are Commercial Capital Loans?
Commercial capital loans provide funding for a wide range of business needs, including:
- Expansion or new locations
- Inventory and operating expenses
- Payroll and hiring
- Equipment and technology purchases
- Debt consolidation
- Cash-flow stabilization
Unlike traditional banks, commercial lenders focus on revenue trends, cash flow, and overall business performance, not just credit scores.
Why Traditional Banks Are No Longer the Only Option
Many businesses in NYC, North Jersey, South Florida, Dallas, Houston, and throughout Texas face the same challenges when applying for bank loans:
- Approval timelines of 60–120 days
- Rigid underwriting models
- Industry restrictions
- High decline rates for small and mid-sized businesses
Even strong businesses are often declined due to outdated lending criteria.
How Bizy Payment Solutions and Newtek Help Businesses Secure Capital
Bizy Payment Solutions works directly with Newtek to offer:
- SBA 7(a) and SBA 504 loans
- Commercial term loans
- Business lines of credit
- Streamlined approval processes
- One application with access to multiple capital options
Rather than offering a single product, Bizy Payment Solutions provides a capital strategy aligned with your business goals and state-specific requirements.
Get Started With a Commercial Capital Application
If you are a business owner in New York, New Jersey, Florida, or Texas, you may qualify for commercial capital options designed to support long-term growth.
👉 Click here to apply for capital and get started today.
The application takes just a few minutes, and there is no obligation.