Virtual Terminal Credit Card & ACH Processing
Accept Payments From Anywhere — Secure, Fast, and Flexible
Bizy’s Virtual Terminal allows businesses to process credit card and ACH payments from any computer or internet-connected device. No POS system. No physical terminal. Just log in and take payments securely — from anywhere.
Whether you’re billing customers over the phone, collecting payments remotely, or processing off-site sales, a Virtual Terminal gives your business complete flexibility.
What Is a Virtual Terminal?
A Virtual Terminal is a secure, web-based payment solution that allows you to manually enter payment details to process transactions online.
With Bizy’s Virtual Terminal, you can:
- Process credit card and ACH (eCheck) payments
- Accept keyed and swiped transactions
- Store customer payment information securely
- Set up recurring billing
- Access real-time reporting and transaction history
All from a browser — no hardware required.
Industries That Benefit Most From a Virtual Terminal
Service-Based Businesses
HVAC, plumbing, electrical, cleaning services, IT providers, consultants, and agencies use Virtual Terminals to collect payments after the job, over the phone, or through invoices.
Medical & Professional Offices
Medical, dental, chiropractic, veterinary, legal, and accounting offices can securely process payments without relying on front-desk terminals.
B2B, Wholesale & Manufacturing
Manufacturers, distributors, and wholesalers benefit from ACH payments, large-ticket transactions, stored customer records, and recurring billing.
Events, Conferences & Remote Sales
Trade shows, conferences, pop-up shops, markets, and expos can accept payments on-site or after the event without a POS setup.
Nonprofits & Organizations
Churches, charities, rotary clubs, and membership organizations can accept one-time or recurring payments with minimal setup.
Common Use Cases
- Mail order payments
- Telephone orders
- Remote billing teams
- Off-site sales events
- Backup or secondary payment processing
Built-In Tools That Work Together
Bizy’s Virtual Terminal integrates seamlessly with Fluid Pay® tools:
- Customer Vault – securely store payment methods
- Recurring Billing – automate subscriptions and payment plans
- Advanced Reporting – track transactions, customers, and sales trends
Flexible Payment Methods
Accept payments using:
- Credit Cards
- ACH / eCheck
- Customer Vault payments
- Cash (for reporting and record-keeping)
Virtual Terminal Features
Custom Fields
Add transaction fields specific to your business needs.
Billing & Shipping Addresses
Save address details directly to customer records.
Transaction Controls
Apply discounts, add shipping, or select alternate processors.
Email Receipts
Automatically send detailed email receipts to customers.
Split Payments
Divide payments across multiple methods when needed.
Customer Vault Creation
Store customer payment details during the transaction.
Products & Line Items
Use existing products or add custom line items per transaction.
Simple Payments: Hosted Payment Pages in Minutes
Need an easy way to accept online payments without building a website?
Bizy’s Simple Payments lets you launch a custom hosted payment page in under five minutes — directly from your gateway.
Why Simple Payments Works
- Zero programming required
- Custom hosted payment page with your own URL
- Supports one-time and recurring payments
- Custom products and fields
- Event and sales tracking with reporting
- SMS-based authentication available*
- Fully branded to your business
- Compliant with Surcharge, Cash Discount & Dual Pricing
*Additional fees may apply.
Start Accepting Payments Anywhere
Request a demo or get started with Bizy Payment Solutions today.