Level II and Level III credit card processing B2B

Reduce B2B credit card processing costs—without disrupting how you get paid.
Bizy Payment Solutions helps B2B companies unlock lower interchange by properly enabling Level 2 and Level 3 commercial card processing using best-in-class platforms.

Who We Help

Bizy Payment Solutions specializes in businesses that accept commercial, corporate, and purchasing cards, including:

  • Manufacturers & Distributors
  • Wholesalers
  • B2B SaaS Companies
  • Healthcare & Medical Suppliers
  • Government & Education Vendors
  • Professional Services Firms

If your customers pay you by invoice and card, there’s a strong chance you’re overpaying.

The Problem

Most B2B companies are told they support Level 2 and Level 3 processing—but:

  • Invoice data isn’t transmitted correctly
  • Gateways capture data but don’t pass it to the card brands
  • Processors never optimize the setup after onboarding

The result: You default into higher interchange rates and never see the savings you’re entitled to.

The Bizy Solution

We take a diagnostic-first approach to payment optimization.

What We Do Differently

  • Analyze your current processing statements
  • Review how invoice data is captured and submitted
  • Confirm whether Level 2 or Level 3 data is qualifying
  • Configure gateways correctly to pass required data
  • Optimize without disrupting your AR or accounting workflow

Our goal is simple: make sure your payment data works for you, not against you.

Level 2 & Level 3—Explained Simply

We offer a comprehensive range of advanced features designed to streamline your processes and boost efficiency. From intuitive user interface to seamless integration, our software provides everything you need to optimize your workflow and achieve exceptional results.

Standard Level 1

Standard card data. Highest interchange.card data. Highest interchange.tuitive User Interface

Level 2

Adds tax amount, customer reference, and invoice number. Lower interchange on commercial cards.

Level 3

Adds full line-item detail, including SKU, quantity, freight, and unit cost. Lowest available interchange for B2B card payments.Most businesses qualify—few are set up correctly.

Our Technology Stack

Bizy Payment Solutions works with industry-leading platforms designed for B2B payments:

We also support enterprise-grade gateways and processors where appropriate, ensuring scalability and compliance.

Why Bizy Payment Solutions

  • B2B-focused
  • ISO-level expertise
  • ERP & accounting system experience
  • Commercial card optimization specialists
  • Transparent, consultative approach

We don’t sell rates—we fix systems.

Find Out If You’re Overpaying on Commercial Cards

Bizy Payment Solutions—Helping B2B companies reduce processing costs without disrupting accounts receivable.

Schedule An Audit for Level II and III Processing

We look forward to helping you reduce interchange and improve net margins

Book a Session Now

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